Your Credit Report, the Credit Bureaus and Why They Are Not There to Help You

Your credit report is among the most important useful report you will ever need. It once believed that credit bureaus were purported to consolidate all that personal information on you to help support you, the consumer, and help the creditors make an informed decision. This may have been the primary reason credit bureaus were created, but today, as I see it, they gather every minuscule personal item about you, including erroneous information and then sell it.