Will That Be Debit Or Credit?

Using a debit card for the first time can be confusing especially when you’re asked ‘Will that be credit or debit?’ Many people think that the clerk is asking whether the card is a debit or a credit card. But what the clerk is asking is how you want to verify your identity. Which way you choose can affect your rights as a consumer; the fees applied to the account and maybe even the available account balance.