Do you know what is considered a good credit score? The credit scoring system in the U.S. is quite complex. This article will try to break it down for you. What is considered a good credit score? Well, here are the broad brush strokes: anything above 760 will get you the best credit offers. If you have a score between 620-760, you will be able to qualify for credit, but it gets more expensive the lower you go. If your credit score is under 620, you will probably have trouble qualifying for credit, and if you do it will be at very high interest rates.