How “Free” Are Free Credit Reports & What Kind of Report Do I Need?

You see fun ads on TV constantly telling you that you need a credit report and you an get one from them, easy and FREE! Well, it is fairly easy if you don’t take into account how long it takes to find out just how expensive those “free” reports will cost. Since the credit companies make $billions gaming the American public you owe it to yourself to learn how to game them. This short article will teach you the difference between credit reports, what kind you need and how to actually get them “FREE”.