One of the most convenient methods of payment is using a credit card, but they do come with risks. When someone gets a hold of your credit card number and uses it you can lose money and it could cost you your entire limit. Even though theft is the most popular form of credit card and charge card fraud, there are other ways that fraud can happen. Misappropriation is another form of fraud. Using your credit card number without the card present is another popular credit card fraud. Here are some examples of Misappropriation.