The Discover More Credit Card is a popular card for anybody looking to get a new fixed rate credit card. This credit card has a number of flexible options to help you with your purchasing needs. The Discover More card is backed by a well known company and has a great reputation of being a company people want to work with.
Some of the benefits of having the Discover More Credit Card is a fixed interest rate for the first 9 months of owning the credit card. During this introductory time period you will be able to take advantage of a 0% interest rate for purchases. After the introductory time period the interest rate does become variable and the rate offered to you depends on your credit history. There are no annual fees with the Discover More Credit Card and only a small finance fee of $.50 for when you take a cash advance.
To show how much Discover wants your business they are offering a fixed 0% interest rate on balance transfers for the first 12 months of having the credit card. This can be quite beneficial if you plan on transferring balances from other high interest credit card balances over. The savings from the interest alone can add up and you will be able to pay down your balances even faster.
The Discover More Credit Card lets you earn unlimited rewards on all of your purchases. Depending on where you use your credit card you can earn up to 5% cash back rewards. Once you spend over $3,000 the amount of rewards you earn does go down to 1%. Still this is very good. To know you are earning 1% cash back is better than having to wait until you get a certain amount of air miles or points to be able to cash something in. The minimum amount of rewards you can cash in is $20. Your reward balance will never go away unless you close the account without cashing out, is inactive for 18 months, or if you do not make at least a minimum payment on time for two consecutive months. If you do any of those your rewards will be removed. The Discover More Credit Card can also cover you when renting a car. You are covered under their insurance company if you get into a accident.
All in all the Discover More Credit Card is one of the most popular credit cards out there. The terms are great and so are the rewards. This credit card will end up being one of those cards you probably hold onto for more than a decade and use all the time.
One Customer Review of “Discover More Credit Card”
Discover More Credit Card Review by Brad, December 8, 2008
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3.8The Discover More Credit Card is a easy to use credit card. The rewards are ok and so are the terms. A simple run of the mill credit card.
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