Credit Cards, Love Them Or Hate Them, We Can’t Live Without Them

Let’s face it, without credit, life would be unaffordable. How many of us can afford to pay cash for a car, house, appliances etc. Credit is a very import part of our culture. With good credit, companies are willing to lend money without charging interest for at times for up to twelve months. Good credit is powerful. It opens up opportunities for most people who would not otherwise afford the necessities of life.