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Citi Platinum Select Credit Card

The Citi Platinum Select Credit Card is one of the most popular credit cards issued by Citibank. It is kind of a “Jack of All Trades” credit card. Many people start out with this credit card because they do not know what kind of rewards program they might want or to what extent they will even use their credit card. The features that you will get when you apply for the Citi Platinum Select Credit Card are:

  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management

    • There are no rewards like cash back or airline miles with this card because one of the benefits of having the 0% interest rate on balance transfers or purchases for the first year. After the introductory period the interest rate will move up to 8% based on what your credit score is. Many people apply for the Citi Platinum Select Credit Card to take advantage of the balance transfer. Keep in mind that there is a 3% transfer fee for every time you do so. Make sure this makes sense for you to do. As long as you make your payments on time the interest rate will stay at 0% for the first 12 months on what you transferred.

    The Citi Platinum Select Credit Card is a very popular card for college students or anybody else looking to establish a credit history. Knowing that you have a 0% interest rate for 12 months will help you learn what to do with building credit and being responsible with a credit card. Eventhough this credit card does not have a rewards program it does help you start to build a credit background with the banking industry. This is one of the best fixed rate credit cards available in the industry. Approval rates are high and if you are looking to transfer over a balance to start paying it down then the Citi Platinum Select Credit Card is for you.

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    One Customer Review of “Citi Platinum Select Credit Card”

    Citi Platinum Select Credit Card Review by Brad, March 4, 2009

    • 44444
    • 44444
    • 44444
    • 11111
    Overall Rating 44444
    Interest Rate 44444
    Customer Service 44444
    Rewards 11111

    The Citi Platinum Select Credit Card is perfect for newbies looking to establish credit or people looking to transfer balances.

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