Your FICO score is determined by information in credit reports from the 3 different bureaus. Your FICO credit score affects everything from what your interest rates will be when applying for loans and credit cards, to how much you will pay for car insurance. Many potential landlords and employers are also checking credit scores. If you have a low score, you may not be able to live where you want or get the job that you want. Knowing how your score is determined and how to improve your score is invaluable information that everyone needs to know.
