- 0% Intro APR* for up to 12 months on purchases and balance transfers
- No annual fee
- 24/7 online account access
- Worldwide travel accident insurance
- Rental car insurance
- Free account alerts
To get approved on the Chase Platinum Credit Card you need to have good to excellent credit scores. In return the interest rate you will get is about 5% less than most other fixed rate credit cards. After the introductory period the interest rate will change to 9.24%.